Pepin.

Tools

Free tools for understanding insurance in Switzerland on your own: official data, no sign-up, no cost.

They're here so you can look at the numbers before talking to anyone.

Premiums 2026

Work out your 2026 premium

Every insurer in your municipality, with its official premiums — no sign-up.

Official premiumsthe 2026 ones published by the FOPH, no sign-up and no email
217,308premiums on screen: the 34 insurers in the official 2026 tariff census, every deductible and every model
2,114municipalities: pick yours and see only what can actually be taken out there
Open the calculator

Deductible

Deductible 300 or 2500?

Your birth year, your town and your medical spending: the full-year cost at every deductible, and which one wins.

6deductibles, 300 to 2500, against your municipality's real premium and your costs for the year
Open the optimiser

Contract

Cancelling supplementary insurance?

Your official letter in German, French or Italian with a translation beside it, your insurer's verified address and its deadline quoted from its own terms.

25insurers with their official address, ready for the registered letter
Prepare the letter

Costs

How much does treatment cost?

Realistic ranges for consultations, tests, operations, medication and lab work under the 2026 tariff, and your share of the bill.

10,000+medicines and 1,200+ lab tests to the centime, from the federal lists
See the costs

Bills

Your share of the doctor's bill

What you pay of a bill with your deductible and the 10% co-payment, worked out on the spot.

Deductible + 10%how basic insurance splits the bill, with the yearly co-payment cap of 700 CHF (350 for children)
Work out your share

Rather go through it together?

I'll explain what comes out of it and what your options are, no commitment.

Talk to Pepin