Independent broker · FINMA-registered
Your insurance broker in Switzerland,explained clearly.
I compare the market for you, explain the differences without jargon and guide you through every step. No cost, no commitment.
Free tool
Work out your 2026 premium
Every insurer in your municipality, with its official premiums — no sign-up.
How it works
Simple, fast, transparent
A clear process, at your pace, from start to finish.
First contact
We talk by message or phone. A brief conversation to understand what you need and see if I can help.
Diagnostic call
We go deeper into your situation. In the same call we filter the market and tailor the options to what you're really looking for.
Custom search
I analyse the market with rigour and present the most suitable options for your situation. No rush, no shortcuts.
Sign-up
I handle the paperwork and the sign-up. One final call to make sure everything is clear.
Ongoing support
I stay available for any future adjustments. Your situation changes, your insurance can too.
Contact
Get your personalized analysis
Fill out this form and we'll contact you within 24h
Why Pepin
A different approach
The insurers pay me; you decide. That’s why I’ll also tell you when the best move is to change nothing.
Independent
No ties to insurers. My recommendations are based solely on your interests.
Fully transparent
I receive a commission from the insurer, never from you. It is built into the premium everyone pays: your premium is the same whether you go through me or straight to the insurer. If you want, I'll tell you the exact amount for your contract.
Personalized for you
Each recommendation is tailored to your family situation, health and budget.
Simple and clear
No more jargon. We explain everything in simple terms you understand.
Who's behind Pepin
Behind Pepin.
My name is Alejandro. When you contact Pepin, you speak directly to me — from start to finish.
I moved to Switzerland in 2021. I'm an industrial engineer; I did an exchange programme and my master's thesis at EPFL, so I'm used to analysing complex systems, finding the detail that makes the difference and explaining it clearly. That same mindset is what I apply to every case.
As a newcomer myself, I experienced first-hand how hard it is to navigate the Swiss insurance system: lots of information, little clarity, and the feeling of making decisions in the dark. I created Pepin so no one has to go through that alone. I support people starting a new chapter: a first job, a move to Switzerland, a growing family, or going self-employed. Every stage brings different needs, and I know them well. My job is to cut through the noise — to compare the market with rigour and explain your options clearly, so you can decide for yourself.
The name is a tribute to my grandmother, Pepi. A devoted person who always gave her best without expecting anything in return — the way I want to take care of every client. Pepin also means 'seed' in French: something small that, well tended, grows. Close, patient and always on your side.
Alejandro Redondo Lázaro
Independent broker · FINMA-registered, F01490776 · Based in Lachen
Frequently asked questions
What people usually ask me
Nothing. My advice is completely free for you, from start to finish. This is possible because of how I'm compensated: I only get paid if you decide to take out a policy, and in that case I receive a commission from the insurer — never from you. It is built into the premium everyone pays: your premium does not change depending on whether you go through me.
I'm an independent broker, not tied to any insurer. I work with more than 10 of the main insurers in Switzerland, and I keep expanding agreements to offer my clients the widest possible range. My recommendation is based solely on what suits you.
I speak Spanish, English and French. You can sort out your entire insurance in whichever language you feel most comfortable with.
Three months from your arrival to take out basic insurance. It is not a soft deadline: after that the canton assigns you an insurer. And one thing catches almost everyone out: cover and premium count from the day you arrived, not from the day you sign — so if you wait two months, the first bill includes them. The sooner we look, the better.
For basic insurance (LAMal), your cancellation must REACH your current insurer by 30 November at the latest: posting it that day is not enough. Supplementary policies follow their own contract: many end on 31 December with three months' notice (30 September), but some run for several years — your policy is what decides. An important tip: never cancel your current insurance before the new one is confirmed — you could end up without cover. I take care of coordinating the deadlines so the transition is safe.
LAMal is mandatory for everyone living in Switzerland and covers the essentials; the coverage is the same across all insurers, only the price changes. Supplementary insurance is optional and covers extras (dental, private hospitalisation, alternative medicine…). I help you decide whether you need it or not — sometimes the answer is no.
I'm based in Lachen, on the shores of Lake Zurich. I work mainly by video call and phone, which allows me to advise clients across Switzerland with the same personal touch — you choose the time and channel, no travel required.
Ready to simplify your health insurance?
Get your free personalized recommendation in minutes. No commitment, no pressure.
Free • No commitment • Response within 24h